BLUEPAPER

PROUDLY PRESENTED BY SCA FINANCE TEAM

Music

Voice-Over

SCA FINANCE

EXCLUSIVE WHITEPAPER

8 MAY 2022
ABSTRACT

SCA is an alternative way to earn and hold crypto, to change the peoples perspective of the way money is seen and used.

Once upon a time we used fabrics and animals as a currency, we then moved on to gold and silver. Today we're exchanging coins using our debit card to initiate a purchase. We're here to change that!

Join us on the revolutionary road to change the currency for the next future generations. 

 

Our goal is to make it possible for a community to earn passive income by simply just holding.

Challenging the central banks and crushing the economics to get a new and better balance in our economical system.

Making it possible for everyone to trade and have full control over their assets.

Decreasing the cliffs between rich and poor, tearing down the world order and rebuilding it without any corruption in the current system.

You are the system, welcome to DeFi.

In this document, we introduce all the concepts outlined above and the intricacies of financial markets. We invite you on the journey with us via this white paper and the tools we are going to build.

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SCA FINANCE - A WORLD WITHOUT BORDERS
Date: 8 May 2022

1   Disclaimer

Sca Finance is a new, third generation cryptocurrency, with an extended model of smart contract programming. Sca Finance is a platform proposing a series of innovative and revolutionary concepts. Therefore, matters described in this white paper are subject to potential change in the future, carry unknown risks that might have positive impacts on the project and create opportunities for new discoveries that could require adapting some of the initial assumptions for the better. We reserve the rights to adjust the plan.

Any new endeavors are infused with discoveries and ideas, and we plan to capitalize on them and adjust to them.


 

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SCA FINANCE - A WORLD WITHOUT BORDERS
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Contents

1   Disclaimer

2   Introduction
     2.1   Market participants                                   2.2   Liquidity
     2.3   Automated market makers &                           Decentralized Exchanges 
     2.4   Risk Control
     2.5   What's Next 


 Sca Finance Protocol Missions &                   Objectives
     3.1   Providing efficient ways of investing              to everyone

4   Utilities

     4.1   Smart Contract     
     4.2   Staking Protocol
     4.3   NFT
     4.4   Secured Capital Asset Infusion

     4.4   Multi Link Chain Bridge
     4.5   Exclusive Launchpad
     4.6   SCA Finance Decentralize Exchange
     4.7   Single Token Yield Farming


5   Token Mechanics & Tokenomics
     5.1   Token Mechanics
     5.2   Tokenomics

 

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SCA FINANCE - A WORLD WITHOUT BORDERS
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2   Introduction

In this section, we lay the foundations for the rest of the paper, introducing fundamental financial engineering concepts, with a focus on our application in DeFi. We firmly believe that DeFi is a young ecosystem that can benefit in a significant way from the application of a wealth of existing knowledge in Quantitative Finance (QuantFi) and the discovery of financial engineering concepts unique to the nature of DeFi and blockchain.
 

2.1   Market participants

In the context of exchanges, market participants are classified into:
 

  • Market takers - are agents who wish to exchange assets. They take liquidity away from the market by exchanging one asset for another. They need the market to be liquid in order to guarantee that they can both exchange the assets immediately and at the same time that the price is not significantly affected by the mere fact of the exchange.

  • Market makers - are agents who provide liquidity to the market. In TradFi. market makers profit from excellent market price prediction and providing liquidity at small profits (e.g., a cent on each share). When applied to as many market participants as they do, it guarantees them a significant over day profit. In DeFi, this role is often deferred to the algorithm that models the liquidity curve, automatically updates the price, and distributes marker makers rewards to the liquidity providers.  

As demonstrated above, both parties are fundamental for exchange operations to function. On the one hand, without market makers, market takers would often be forced to overpay for the assets and be limited to waiting for a party willing to take the opposite side of the trade. On the other hand, without market takers, market makers would not be able to generate a steady profit.

2.2   Liquidity

We have seen in 2.1 the crucial role that market makers play in the creation of liquidity, in this section we will explore what liquidity is, and some known ways of providing it.

Liquidity is the efficiency and ease with which an asset can be converted into another one without affecting its price. In TradFi, the most liquid asset of all is fiat (cash), and among them most liquid is USD.

In traditional finance, liquidity is provided by large and sophisticated institutions, from investment banks such as Goldman Sachs and Credit Suisse to High-Frequency Trading (HFT) companies such as Citadel Securities, Jane Street and Virtu Financial. 

Those sophisticated algorithms and trading strategies competing against each other lead to an extreme optimization of the market making process. Strategies are devised by world-class mathematicians and analyzed for predictive capabilities. As for speed, specialized hardware such as
Field-Programmable Gate Array (FPGA) are programmed, hardware is co-located in the exchange, the cable from the box to matchmaking engine is measured to be the same for each co-located participant, shortest possible paths to send signals between exchanges are constructed, and much more. As a result, traditional markets have liquidity provision optimized to the physical and computational limits.

In contrast, the DeFi scenario is quite the opposite. In TradFi all mathematical models, hardware, and software are optimized to perfection, whereas in DeFi basic and simple formulas and solutions are in use. This is purely due to how young and small (in comparison to TradFi) the cryptocurrency market is, and especially DeFi.

The formula for liquidity Provision in TradFi has geometric distribution, very well defined higher moments, and is provided in very tight ranges. Contrarily, in DeFi most liquidity formulas (such as CFMM) believe that it is as likely to buy asset X for $20, as it is for $1,000,000 or $0.0001. The inefficiency of the formulas utilized in DeFi are the source of impermanent loss, capital inefficiency, inefficient and slow price discovery, and loss to both market makers and market takers.

 

2.3   Automated market makers & Decentralized Exchanges

AMM is the underlying protocol powering all Decentralized exchanges (DEXs). AMM is the autonomous market making mechanism which eliminates the need for centralized exchanges, or large single parties taking the role of liquidity provider and creating all related infrastructure themselves. AMM pulls the liquidity from the network and replaces centralized market makers

The unique property of a DEX is that nobody owns it per se, the protocol specifies how providing liquidity and trading work.

A vast majority of DEXs rely on CFMM to define the liquidity curve. Those are formulas that specify how transactions are performed and how the price changes in response to transactions taking place.
 

2.4   Risk Control

Risk is inseparable from any investment, but risk control is not part of any existing AMM architecture. Risk control activities include:
 

  • Portfolio allocation that achieves the optimal expected return given fixed maximum accepted level of risk.
     

  • Providing tools and data to the user when engaging in the market, e.g., creating liquidity pool, helping to achieve a much better outcome.

  • Actively calculating and monitoring risk metrics such as VaR (Value at Risk), volatility, Sharpe ratio, etc.

2.5   What's Next

After having inspected the current state of the market and having outlined the existing challenges, in the following sections we discuss the Sca Finance protocol implementation objectives that aim to address the aforementioned challenges.
 

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SCA FINANCE - A WORLD WITHOUT BORDERS
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3   Sca Finance Protocol Mission & Objectives

SCA Finance aims to revolutionize the world of finance by:
 

  • Providing the tools that allow everyone to create sound and efficient ways of investing.
     

  • Increasing the efficiency of the cryptocurrency market and accelerating the transition from TradFi to DeFi. 

  • Building the foundations of the financial markets of the future.

3.1   Providing Efficient Ways of Investing to Everyone

Sca Finance will be a sound platform for developing investments with high capital efficiency and without impermanent loss. Additionally, Decisions and observations will be supported by data, market indicators and by providing a DeFi education platform.

We aim to develop a pathway for people to improve their investing skills, as well as providing tools and infrastructure for the creation of revenue such as market making, crypto indexes, synthetics, automated portfolio management strategies, and more.

 

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SCA FINANCE - A WORLD WITHOUT BORDERS
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4   Utilities

In the following sections we will discuss Sca Finance implementations to the project and the revolutionary utilities:
 

   4.1   Smart Contract

A smart contract, like any contract, establishes the terms of an agreement. But unlike a traditional contract, a smart contract’s terms are executed as code running on a blockchain like BSC. Smart contracts allow developers to build apps that take advantage of blockchain security, reliability, and accessibility while offering sophisticated peer-to-peer functionality — everything from loans and insurance to logistics and gaming.
 

   4.2   Staking Protocol

The architecture of SCA Finance's Proof of Stake (PoS) protocol means that it is possible to delegate SCA locked into smart contracts to pools, in order to earn additional yield. 

Fixed APY (Annual Percentage Yield): xx%

The lock period for staking is 30 days, if you choose to un-stake your assets early, there will be a penalty fee of 90% which will be injected and locked to the main liquidity of SCA Finance. 

Transaction fee is approximately $5 of BnB (BSC), on stake and unstake.

 

   4.3   NFT

Index composed of NFTs bought and sold based on the current price, valuation, and market sentiments, starting with art, but with the growth of NFTs in the future potentially also representing all the deeds stored on the blockchain. 

The rising utility of NFTs has unlocked new paths to digital ownership, community access and social utility, royalty or reward distribution for supporters, and countless other perks that demonstrate the vast potential for NFT technology. The craziest part: we're only just beginning to scratch the surface. 


Most traders see NFTs as having a value due to their "non-fungible" aspect. Their ability to imbue digital assets with provable scarcity, authenticity, and ownership. However, as the NFT space becomes more and more traditional in this space: SCA Finance is presenting a new concept of a NFT-utility which gives you a generous amount of passive income by simply just holding.
 

  • Passive Income from the Capital Asset Infusion- approximately 0.7~ Ethereum revenue per NFT.

  • Automatic staking, yield: xx%

  • 8% Transaction tax - Goes to the buy-back wallet.

   4.4   Secured Capital Asset                               Infusion

The DeFi space has been static for almost a decade now, and we have all been waiting for something revolutionary to happen once again. We have previously addressed in the introduction above of the white paper, the aforementioned challenges of the DeFi space, and the economy that exists today in this world. It is time now a project finally does something about it.

We would like to introduce the
Secured Capital Asset Infusion, which will passively generate more liquidity and reward you a generous amount of passive income. It's main operation is to maintain stability of the liquidity pool, which makes a positive price impact of SCA Finance.

A lot of people come to this place, as an investor, to learn more and interact with the space on different levels. It may be, investing, gaming, gambling, trading etc... 
The main reason: Grow your portfolio. 

We at SCA Finance have engineered such an advanced, but yet so simple system that focuses on passive income to make the world a better place. 

The DeFi space is currently relying on the actions of Bitcoin, as everything moves with it. Our solution removes the manipulation of the market.

We can proudly announce, that we will be the first crypto project that can not die, even if everybody sold.

More to be announced about our utility.

 

   4.5   MULTI LINK CHAIN                    BRIDGE

Chainlink expands the capabilities of smart contracts by enabling access to real-world data and off-chain computation while maintaining the security and reliability guarantees inherent to blockchain technology.

The Chainlink Reputation Contract, checks an oracle provider’s track record to verify its authenticity and performance history — then evaluates and discards disreputable or unreliable nodes.
 

The Chainlink Order-Matching Contract delivers the Requesting Contract’s request to Chainlink nodes and takes their bids on the request (when the Requesting Contract does not choose a specific set of nodes) — and then selects the right number and type of nodes to fulfill the request.

The Chainlink Aggregating Contract takes all the data from the chosen oracles and validates and/or reconciles it for an accurate result.

We aim to expand SCA Finance to the following blockchain networks: 

  • Ethereum, Avalanche, Fantom & Solana

  • Harmony, xDai, Heco, Optimism, Moonriver & Terra

With all the networks, we will greatly increase the accessibility of SCA Finance for new investors.

   4.6   Exclusive Launchpad

SCA launchpad will be a ready-to-launch token generator platform clone script for generating ERC20 and BEP20 crypto tokens that lets anyone launch next generation tokens. The launchpad platform can assist the users to create ERC20 tokens and create BEP20 tokens in less than a minute. 

We want to expand our launchpad even further in the future, that the need of a developer is inessential.

The benefits of SCA launchpad is that n
o programming skills are required, complete ownership of generated token, and it is an instant verification on published contract source code.
 

   4.7   SCA Finance                                     Decentralized Exchange

SCA Finance will have its very own multi-chain decentralized exchange (DEX), whereas users can seamlessly buy, sell and swap SCA and tokens across all the EVM chains listed on 4.4. 

SCA swap will become a DEX aggregator, connecting multiple routers within each chain.

What makes SCA swap unique compared to other swaps is that we analyze the market's behavior, accumulate our fees and tax the smart contracts that interact with our swap on an uptrend to benefit our liquidity pool and have a positive price impact on SCA.

 

   4.8   Single Token Yield                         Farming

We will bring a revolutionary solution to the crypto industry, which is Single Token Yield Farming that makes it possible to farm any EVM token on our protocol. 

For example: 

A
Shiba Inu Token holder can farm their tokens with our protocol and receive rewards in the native token, SCA. This gives every holder in the crypto world an opportunity to farm their tokens with our protocol, which benefits the liquidity pool of SCA Finance and the user. Whereas not every crypto project offers a staking or farm protocol, we are simply creating an utility that can be interacted with from all EVM chain projects.

 

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SCA FINANCE - A WORLD WITHOUT BORDERS
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5   Token Mechanics &                       Tokenomics

SCA Finance smart contract functions and features, presented together with wallet allocations.
 

     5.1   Token Mechanics

  • Whale sales are is limited to the maximum amount of 0.05% of the circulating supply to prevent price impacts.
     

  • Investor's maximum buy per wallet is 2% but by staking you can freely earn greater than this limit.

  • Anti sniper-bots, this prevents bots from purchasing the first liquidity tokens, maximizing the protection of our liquidity in the project and the holders' investments.
     

  • Buy-back and manual token burn is activated.
     

  • Reflections are dispatched to the holders as SCA tokens to your wallet every 4-6 hours.
     

     5.2   Tokenomics

Total supply - 50,000,000 (50 Million)
Trading pair - SCA/BUSD

Wallets

Public Allocation (Holders & Pancakeswap) - 52%
Future Burn - 8%
Staking Allocation - 10%
Research & Development - 10%
Marketing & Manpower - 10%
Exchange Listing - 10%


Utility Wallets (Reserves utility gains, expenses and accumulated rewards)

Buy-Back Wallet
NFT Reward Wallet
NFT Transaction Fee Wallet
Liquidity Injection Wallet
Expense Wallet
Surprise Wallet
Surprise Wallet


Buy Tax - 10%


4% Auto reflection to holders
4% To the liquidity pool
1% Is automatically converted to BUSD and deposited in the marketing & Manpower wallet.
1% Is automatically converted to BUSD and sent to the Buy-Back wallet. The accumulated BUSD will be manually converted to BNB and reserved for strategic buyback and burn.


Sell Tax - 12%

4% Auto reflection to holders

6% To the liquidity pool
1% Is automatically converted to BUSD and deposited in the marketing & Manpower wallet.
1% Is automatically converted to BUSD and sent to the Buy-Back wallet. The accumulated BUSD will be manually converted to BNB and reserved for strategic buyback and burn.
 

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SCA FINANCE - A WORLD WITHOUT BORDERS
Date: 8 May 2022
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SECURE CAPITAL ASSET​

A WORLD WITHOUT BORDERS

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